If you want decent housing prices, get the F out of San Fran. Where I live you can get a 3,000 sq. ft. house with a basement and about a quarter acre for 400K or less and that is out in the suburbs. 400K in San Fran will get you a cardboard box under a bridge.
That is
mostly true - but house prices are up everywhere, and have been since the pandemic. ( I shopped in a non-San Fran-type market for over a year )
Again, by the numbers, everything is pretty much 30% higher. Even buying in more rural areas they still have people over a barrel. Corporations snapping up housing quick as a flash, using them for rental investments, etc.
Many have bought back home in these last few years, I've been watching. It's a serious meat-market out there.
Being an owner that makes you happy, "I have something going up in value and am unaffected by the horrific market, yay!".
Being a seller, it makes you happy, "I doubled my original price and didn't even pay half the mortgage yet, I'll take home a bucket!"
Being a buyer? Bend over, grab your ankles, and realize that you're way worse off buying a house than even your parents were. ps, Good luck getting a job that pays for it in many areas.