Did you find an answer to this? I just ordered some 295/45r20 +25mm offset wheel/rim combo for my 2021. Dropped over $3,500. (Now selling my 21” street pack wheels if anyone interested, new tires less than 2k miles) The place I ordered told me they don’t think it will fit and that the biggest rim the explorer can do up front is 9.5” but I have my doubts considering other people’s posts of 10.5” wheels. I think it will fit unless someone can tell me their experience otherwise.