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Debating on Fords Extended Warranty

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Location
Western New York
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20' Explorer ST
#1
Hi Picked up my ST from the dealership yesterday. I LOVE IT! Such a great car all around. It does have 37k miles for 2020. The dealership gives me a 60d/3000-mile warranty.
So it gives me a solid two-four weeks to decide this. I contacted Ford Extended Warranty (Which is awesome that they offer this Vs. going through a 3rd party).

I average about 20k/yr miles. They mentioned 2yr/40k for $2600, 3yr/60k $3,300 and 4yr/125k for $4,200.
The prices seem a little bit high, but it does cover every possible thing on the car as far as I've read.

I do plan on keeping this car. I usually change cars every 2-3 years, but I think this one is the keeper. What warranty should I go with? I'm thinking the 2YR/40k since the 5yr/60k powertrain is still effective.
Can I call the extended warranty and see if they'll work the price? Like a discount or something?

Thanks in advance! My only worry is electronics long-term.
 

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Location
Las Vegas, NV
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2022 Explorer ST
#2
I bought mine after the fact from the site (dealership) below. I did some research and found them to be the cheapest…and significantly cheaper than what my dealership was offering it for.

https://grangerfordextendedwarranty.com/
 

hbalek

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#3
I bought mine after the fact from the site (dealership) below. I did some research and found them to be the cheapest…and significantly cheaper than what my dealership was offering it for.

https://grangerfordextendedwarranty.com/
I bought mine back in December from andersonandkoch-ford-warranty.com paid $1525 for a total of 7 years/85,000 miles with rental car included. That was the best price I could find after comparing several dealers.
 

Cdubya

1000 Post Club
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NE Ohio
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2020 Explorer ST
#5
Since you are past the b2b warranty, can yiu even get a Ford extended warranty? I thought you couldnt
 

OP
MyNameisE
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Location
Western New York
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20' Explorer ST
Thread Starter #6
I bought mine after the fact from the site (dealership) below. I did some research and found them to be the cheapest…and significantly cheaper than what my dealership was offering it for.

https://grangerfordextendedwarranty.com/
Are they widely accepted? Should I ask my dealer locally? I have about 3 separate ones that I can ask if they accept that one. The pricing is definitely WAY better.
 

OP
MyNameisE
Messages
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Location
Western New York
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20' Explorer ST
Thread Starter #7
Since you are past the b2b warranty, can yiu even get a Ford extended warranty? I thought you couldnt
Yes, you can purchase extended warranties, even if the car is right out of the 3yr/35k.
 

hbalek

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#8
I compared Lombard, Flood, Anderson & Koch and a few others and got the lowerst price from Anderson & Koch.
 

DaveG ST

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#9
Pass on the ESP. Yes, the few that have used it for a major repair will say how it was beneficial to have, but most will never use it
 

Blue Beast

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Cincinnati, OH, USA
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2020 ST
#10
Hi Picked up my ST from the dealership yesterday. I LOVE IT! Such a great car all around. It does have 37k miles for 2020. The dealership gives me a 60d/3000-mile warranty.
So it gives me a solid two-four weeks to decide this. I contacted Ford Extended Warranty (Which is awesome that they offer this Vs. going through a 3rd party).

I average about 20k/yr miles. They mentioned 2yr/40k for $2600, 3yr/60k $3,300 and 4yr/125k for $4,200.
The prices seem a little bit high, but it does cover every possible thing on the car as far as I've read.

I do plan on keeping this car. I usually change cars every 2-3 years, but I think this one is the keeper. What warranty should I go with? I'm thinking the 2YR/40k since the 5yr/60k powertrain is still effective.
Can I call the extended warranty and see if they'll work the price? Like a discount or something?

Thanks in advance! My only worry is electronics long-term.
Welcome to the forum.
 

Messages
106
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79
Points
27
Location
Las Vegas, NV
Vehicle
2022 Explorer ST
#11
Are they widely accepted? Should I ask my dealer locally? I have about 3 separate ones that I can ask if they accept that one. The pricing is definitely WAY better.
It is the Ford warranty, so is accepted at any Ford dealership. Check the link below.

https://fordprotect.ford.com/
 

OP
MyNameisE
Messages
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Location
Western New York
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20' Explorer ST
Thread Starter #12
Pass on the ESP. Yes, the few that have used it for a major repair will say how it was beneficial to have, but most will never use it
I drive a lot of miles a year, and this car has more tech than my previous did. While you may have never, some have. It's all luck, and how a person behind the wheel maintains what they have. It's potential insurance long term.
 

R2D2

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Location
LA, California
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2022 Explorer ST
#13
I just tried all those websites and if you are from California, you can't get one online anymore.
It was allowing me and showing me some quotes, when I checked last time in Jan 2023.

I went ahead with direct ford (via phone) and placed an order for 6 year 48k plan with Zero deductible, @ 1850$
They gave some 200$ discount and split my payments for 30 months without any additional charge.
(on the expensive side compared to what others get online, but looks like no other option anymore for CA people)
 

Cruising68

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#14
I got one to 125k when I bought it. In the past I had been dead against extended warranty. Last vehicle was a 2017 2500HD Denali. I got a killer deal on a GM extended warranty. Never had a power train issue but had other issues. All electronic devices like power heated mirror, window regulator, BCM, etc. extended warranty paid for itself 3 times over.

My 22ST is tuned so I don’t have a power train warranty but I have also never had a power train issue in many many new vehicles. I got it strictly for all the electronics. I also tend to keep them 5-6 years.


Sent from my iPhone using Tapatalk
 

Messages
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Location
Yellowknife, NT, Canada
Vehicle
2022 Ford Explorer ST
#15
Negotiate, negotiate, negotiate.....Ask them to drop up a few hundred before you sign anything. In my experience, you will not be disappointed.
 

HAMMER

New Member
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Houston, TX, USA
#16
I paid 2400 for 6 years 120k
 

DaveG ST

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#17
I drive a lot of miles a year, and this car has more tech than my previous did. While you may have never, some have. It's all luck, and how a person behind the wheel maintains what they have. It's potential insurance long term.
It can be a peace of mind, I understand that. Now if someone buys into the GAP insurance scam, I really feel bad for them.
 

Messages
130
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219
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Location
Texas
Vehicle
2020 Explorer ST
#18
I bought mine after the fact from the site (dealership) below. I did some research and found them to be the cheapest…and significantly cheaper than what my dealership was offering it for.

https://grangerfordextendedwarranty.com/
Yep. I negotiated a great price on the vehicle itself, and then used a small part of the savings to purchase an ESP from Granger, who offered the lowest overall price, late one Saturday night. Had the confirmation email in my inbox the following Monday morning, the application of which was confirmed on the Ford website.

And, FWIW, I am one of those who never ever purchases so-called extended warranties on any every-day-type product, but I do make an occasional exception when it comes to $60,000+ vehicles that are now merely rolling computers with attached internal-combustion engines where a single out-of-warranty repair can quickly and easily run into a many-thousands-of-dollars range.

Thus far, and over the past few four-wheeled vehicles I have owned, this philosophy has served me somewhat well.
 

OP
MyNameisE
Messages
68
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Location
Western New York
Vehicle
20' Explorer ST
Thread Starter #19
Yep. I negotiated a great price on the vehicle itself, and then used a small part of the savings to purchase an ESP from Granger, who offered the lowest overall price, late one Saturday night. Had the confirmation email in my inbox the following Monday morning, the application of which was confirmed on the Ford website.

And, FWIW, I am one of those who never ever purchases so-called extended warranties on any every-day-type product, but I do make an occasional exception when it comes to $60,000+ vehicles that are now merely rolling computers with attached internal-combustion engines where a single out-of-warranty repair can quickly and easily run into a many-thousands-of-dollars range.

Thus far, and over the past few four-wheeled vehicles I have owned, this philosophy has served me somewhat well.
I contacted Granger directly yesterday on the phone, and than an email conversation with the person in charge. It seems easy as that. Glad I asked in here, cause at my current dealer $2400 for 2 years of 40k miles sounded insane. At least for my wallet.

I will be purchasing the ESP this evening :)
 

Last edited:

bobter3

Member
U.S. Air Force Veteran
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Location
WV
Vehicle
2021 Explorer W/SAP
#20
I contacted Granger directly yesterday on the phone, and than an email conversation with the person in charge. It seems easy as that. Glad I asked in here, cause at my current dealer $2400 for 2 years of 40k miles sounded insane. At least for my wallet.

I will be purchasing the ESP this evening :)
What plan are you going with? I would recommend the LED light coverage as well for a few bucks more.
 



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