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Ford esp at dealer cost, 20% down with 18 months no interest!!

Dspyv

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#1
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#2
Thanks for that link!
I've always bought them from Ziegler and used their 12 months no interest payment plan.


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#3
Granger is one of the good ones, but I have found Flood Ford to be the lowest cost, at least it was for my F150.
 

Jeppo

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#4
They charge a 5.6% fee for the “free” financing. o_O
 

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#5
Yup, been known for a while.

Other places as well, Zeigler and Ford Flood have a similar payment structure. Granger is usually the cheapest but not always.

Also, California and Florida are no go since March 2023.
 

OP
D

Dspyv

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Thread Starter #6
They charge a 5.6% fee for the “free” financing. o_O
great point, didn’t realize that! Still not horrible for 3.72% per year …
 

Jeppo

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#7
great point, didn’t realize that! Still not horrible for 3.72% per year …
Not according to how I see the numbers…

I asked for a plan that costs $1475. They quoted a fee of $82.60, a down payment of $311.52 and a total plan cost of $1557.60. Considering the down payment, I would actually only be financing $1163.48. That’s 7.1%, not 5.6%. :geek:
 



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